Get Direct Deposit for Your Stimulus Checks

Stimulus checks are part of the U.S. government’s Coronavirus Aid, Relief, and Economic Security Act (CARES Act) which is being distributed by the Internal Revenue Service (IRS).

The IRS distributes these checks via paper check in the or direct deposit. This is determined by how you got your tax return refund.

If you’re like me, you’ve always received paper check refunds, so that’s how you’d receive your stimulus check. However, if you don’t want to wait for snail mail, the IRS has developed a tool where you can opt for receiving your stimulus check via direct deposit.

IRS Get My Payment Tool for Stimulus Checks

Head over to the IRS’s website and navigate to their Get My Payment tool to sign up for direct deposit.

IRS website:

When you click on the link above, find and click on the blue button that says Get My Payment to see if you’re eligible for a stimulus check and to sign up for direct deposit.

Blue get my payment button for stimulus checks

Things you’ll need:

  • Social security number
  • 2019 tax return information (Adjusted gross income and tax return or amount owed)
  • If you haven’t filed a 2019 tax return yet, you can use information from your 2018 tax return
  • Bank account’s routing number
  • Bank account’s account number

After you’ve submitted the above information, the page should refresh to a confirmation page.

IRS stimulus checks confirmation page
IRS stimulus check direct deposit confirmation page

From here it’s just a waiting game for when you’ll receive the stimulus check. The IRS distributes these checks out in waves so you’ll just have to wait for the next one to come.

Applying For Direct Deposit as a Non-Filer

If you didn’t file your tax returns for 2019 and 2018, you can still sign up for direct deposit for your stimulus check.

Head over to the IRS’s website for non-filers to enter your information.

Recommended reading: Since I live in Florida, I wrote a 3-Step Guide: How to File for Unemployment Online in Florida post. If you live in Florida and need to file for unemployment, I’d recommend checking out the post.

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